Junot, expert in the sale in Bare Ownership & for a Life Annuity

Make the most of your retirement with Junot. Our experts will accompany and guide you throughout the bare ownership or life annuity sale process.

+33 (0)1 42 73 89 90

viager@junot.fr

Approach your retirement with complete peace of mind with a bare ownership or a life annuity sale

At Junot, we are convinced that the sale of bare ownership or in return for a life annuity constitutes a secure solution for approaching your retirement with peace of mind, enabling you to finance your projects and improving your purchasing power. Our qualified team supports you throughout, ensuring a smooth process and freedom of mind.

By opting for the sale of bare ownership or a life annuity with Junot, you benefit from immediate capital, allowing you to pursue your projects and plan your succession. We see this solution as an ethical market with high potential, placing your well-being at the heart of our concerns.

Our specialised team is there to advise you, answer your questions and guide you towards the best decision.

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The advantages available to you

Selling bare ownership or in return for a life annuity offers many opportunities. Explore the benefits in detail to plan your retirement with complete peace of mind.

Senior man interested in selling bare ownership in Paris with Junot

Improve your standard of living by receiving an immediate cash sum

With a bare ownership sale, you receive a cash sum based on the value of the property. Unlike a life annuity, the capital from a bare ownership sale is received as a lump sum.

Senior woman calling Junot to put her apartment up for sale in return for a life annuity

Grandmother with her granddaughters interested in selling her property in return for a life annuity through Junot

Plan ahead for your inheritance and help out your loved ones

Bare ownership offers the opportunity to financially support those around you through partially tax-exempt donations.

Grandparents baking with their granddaughters and who want to sell their apartment with Junot in return for a life annuity

Senior man finding out how to sell bare ownership of his property thanks to Junot and reduce his taxes

Reduce certain taxes and co-ownership charges

The new owner is responsible for any work on the property. Thanks to this solution, you will also be able to reduce co-ownership charges and no longer have to pay property tax.

Senior couple smiling in the street because they have just sold bare ownership of their property with Junot

Luxury apartment in Paris sold under bare ownership with Junot

Retain the use of your home and your day-to-day habits

By selling bare ownership of your property, you continue to enjoy your home and maintain your current lifestyle. This option ensures greater comfort over time.

Senior couple kissing because they have just sold their apartment with Junot in return for a life annuity

Our tailored solutions to make the most of your retirement with Junot

Bare ownership & life annuity: two modern solutions. Find out more with Junot.

The life annuity occupied & unoccupied

By opting for a life annuity, you can choose either to continue living in it or to vacate it, in return for an initial lump sum ('bouquet') and a regular annuity for life, thus increasing your purchasing power.
Selling a life annuity with Junot
The bare ownership

You retain the usufruct of your property while receiving a significant sum, the "bouquet", upon the deed of sale signed with the notary. This solution allows you to receive a single lump sum, without changing your lifestyle.
Selling bare ownership with Junot

We answer to your questions

Senior woman who contacts Junot to entrust the bare ownership sale of her property to Junot

Bare ownership & life annuity will no longer have secret for you

How to distinguish between bare ownership and a life annuity?

In the case of a bare ownership sale, you retain the usufruct of your property and receive a single lump sum called the “net seller’s capital”. In the case of a life annuity, you transfer your property in return for a lump sum called the “bouquet” plus a lifetime annuity.

What is the difference between bare ownership and a life annuity when it comes to the resources received?

By opting for a life annuity, you receive a monthly or quarterly annuity which helps to diversify and increase your income. This choice also has the advantage of protecting your loved ones and protecting you against life's unexpected events.

A bare ownership sale offers the possibility of obtaining immediate capital. This amount can be used to improve your quality of life or to finance important projects for you or your loved ones, such as renovations, new investments or donations.

What is the average age to sell bare ownership or arrange a life annuity?

There is no fixed age limit for selling a bare ownership or in return for a life annuity. It is important to note, however, that these options are generally more advantageous from the age of 65, because they allow you to benefit from additional income while remaining at home or receiving an immediate lump sum.

Ask us your questions

Our experts guide you throughout of the sales process

A dedicated expert supports your project until its completion and takes the time to guide you through each step of the process of selling your property. Always on hand to answer your questions, whether in the agency or over the phone, our advisors can be trusted to create the solution that suits you best.

Senior couple hugging on a sofa, having entrusted the sale of their property in return for a life annuity to Junot

Support step by step and tailor-made

1

Valuation of your property by our experts

Junot has been using its experience and expertise to value properties since 1984. This process will first seek to determine the market value of your property.
2

Targeted support throughout the sales process

After choosing the right sale solution corresponding to your expectations, a unique and dedicated advisor will support you throughout the implementation of the bare ownership or life annuity sale and will provide you with all the expertise you need.
3

Legal analysis

We provide you with legal and tax assistance until the deed is signed. Our team is there to support you every step of the way to guarantee a smooth and secure transaction.
4

Connecting with our buyers

With a network of institutional and individual buyers with the funds necessary to purchase your property.

Our dedicated team in bare ownership & life annuity

Convinced that your projects are timeless, our consultants have extensive local expertise enabling them to provide a reliable estimate of the market value of your real estate assets.

Fabrice D'HALLOY
Junot Marketing Director

+33142738990

commercialisation@junot.fr

Français, Anglais
Cyril GRÉGOIRE
Junot Marketing Director

+33142738990

commercialisation@junot.fr

Français, Anglais
Hanna GOZLAN
Consultant

+33142738990

commercialisation@junot.fr

Français, Anglais
Jason JALKH
Sales assistant

+33142738990

commercialisation@junot.fr

Français, Anglais, Arabe

Let's meet to talk about your project

Whether in an agency or on the telephone, we remain at your complete disposal to advise you on your real estate project.

Estimate by appointment

Let’s meet to assess the value of your property. All our estimates are free of charge.
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